What makes Arizona Car Sales different from other dealers who offer financing?
While many of our customers have shared with us how we have been able to offer them better financing terms than the competition, what truly makes us different is the level of transparency we deliver when disclosing our financing terms and the commitment we have to always giving you our absolute best financing terms upfront. Secondly, you never have to come to the dealership and spend hours haggling trying to discover your best terms. We can provide these to you right over the phone and email them to you in writing. Third, the numbers we give you won’t change when you show up. What you see is what you get when you arrive as long as the information you provided is accurate and verifiable. No matter what your budget is or what your personal circumstances are, no other dealer offers more financing programs than Arizona Car Sales! We have rates from as low as 2.49% APR, $0 down and up to 84 months to pay. Unlike many dealers who offer generic financing programs, we have established strong personal relationships with top-tier lenders such as Ally Bank, BMW Financial, Wells Fargo Bank, and most of the major credit unions in Arizona which enabled us to negotiate special financing programs. Many of these financing programs are only available at Arizona Car Sales.
Finally, Arizona Car Sales offers 100% Guaranteed Credit Approval through our in house finance program, Phoenix Auto Finance. What this means to you is that even with a past bankruptcy, collections, divorce, or repossession, you can build or rebuild your credit with Arizona Car Sales.
What type of down payment will be required?
We are able to offer zero money down financing over 75% of the time. We also have financing programs that allow you to roll over some, most, or all of the negative equity in your trade in so you won’t have to come out of pocket. It is quick and easy to find out if you qualify for zero down financing and you can do it all from the comfort of your home, office, or mobile device. Simply select a vehicle and click the “FINANCING” tab or contact one of our friendly representatives at (855) 971-9639.
Keep these notes in mind:
- The better your down payment is, the better your interest rate will generally be.
- Negative equity cannot be rolled over in our “Guaranteed Credit Approval” program.
- Please fill out the application completely so we can get you the best financing you qualify for!
Can I find out what’s on my credit report?
Yes. There are three credit-reporting agencies (Experian, Equifax and Trans Union). You have the right to obtain a free report from each one once per year OR if you have recently been turned down for credit. You can get your reports and learn more here