Online Payment

Make Payment

Easy and Convenient

It’s easy to get started with REPAY (formerly known as SigmaPay™). Simply click the Register link and complete the information fields on screen. You will receive a registration email with your user ID and a temporary password.

Once registered, simply log in to the portal.

Around the clock, seven days a week, you can:

  • Make a one-time payment or set up automatic payments.
  • Receive payment confirmations via email or print your receipts online.
  • View your account history.

If you have questions, click on the FAQ button or call your Customer Service Department

Account Management 24/7

Make it automatic and never worry about late payments again. Simply log into your account, enter the desired payment dates and the ACH (Checking or Savings) account you want to pay from, and REPAY will do the rest. You can log in or contact Customer Service at any time to cancel or modify your payment schedule.

Security Matters

Welcome to REPAY (formerly SigmaPay™)! When you use this site to make payments, you can feel confident that we’re taking the necessary security measures to protect your information and your identity.

This site is PCI/DSS compliant, meaning that it adheres to the strict technical guidelines designed to prevent credit card fraud, hacking, and other security threats. Another way we protect your data is through SSL (Secure Sockets Layer) certification. The Secure Socket Layer protocol is designed to ensure secure transactions between web servers and browsers. All transactions conducted through this site are secure and protected.

About Us

We understand that bad things happen to good people. Phoenix Auto Finance specializes in getting you financed, no matter what your credit situation is. If you are one of the millions of Americans who struggle with credit problems, we can help. We are proud to offer Guaranteed Credit Approval at Phoenix Auto Finance! It’s QUICK. It’s EASY. It’s LIFE CHANGING! Bankruptcy, late payments, divorce and repossessions as well as being a first-time car buyer are no problem. You deserve a second (or third) chance and we can help!! Regardless of your credit score we say YES! Bad Credit, Repo’s, Foreclosure, No Credit, Bankruptcy’s ALL OK! GUARANTEED! We can approve you for credit and secure your car loan with us. We can also help you establish or re-establish your credit as we report your payment history to all 3 of the major national credit bureaus (Experian, Equifax, and Trans Union). In most cases, we offer service contracts and insurance included in your payment on the vehicle you select, so what are you waiting for??? Let’s face it. A number of us have some financial skeletons in our closet. Being a first time buyer, having repossessions, bankruptcy, late payments, fixed income, bad credit, no credit; it’s likely one of these is the reasons your visiting our website. At Phoenix Auto Finance, our goal is to help you get a fresh start, not just with getting back on the road but also either building or rebuilding your existing credit score. By making on-time payments on your car loan, you can began the process of rebuilding your credit.

Contact Us

Customer Service
Hours: Monday- Friday: 9 AM until 7 PM Saturday: 9 AM until 5 PM Sunday: 11 AM until 5 PM View your account history and make a payment 24/7 at

Phone: (480)969-0222

Fax: (480)722-0158

InventoryFinancingContact Us