Finance Center

Open Today! Sales: 11am-3pm
Call us at: 855-509-3939

Financing With Arizona Car Sales

The Phoenix Auto Finance Advantage adds up to more than great savings on a top-quality vehicle. It also means an enjoyable purchase experience and terrific customer service long after the sale. We hand select the finest vehicles we sell. We also work hard to find the best available lease returns, new car trades, and specialty vehicles. We are proud to offer you an amazing selection of the highest quality nearly new vehicles in Arizona! Check us out here on our web site, or visit us in person. Either way, you, will not be disappointed!

As an award-winning locally owned and operated finance company, you can purchase your next vehicle with confidence with a local touch and service you won’t get from most!! Since we are the bank, you can buy with confidence knowing we take care of you at purchase and throughout the loan!

Phoenix Auto Finance has over 100+ cars, trucks, vans, and SUVs in stock for immediate delivery and only selects the finest vehicles from local dealer trade-ins as well as selecting other quality lease return, factory executive vehicles, and certified rentals to ensure that we have the vehicle that meets your needs.

Free Vehicle History Report

Buy with confidence! All vehicles at Phoenix Auto Finance come with a Free vehicle history report so you will know the past accident and history on your new vehicle and know you aren’t buying a salvaged, rebuilt, fire damaged or totaled vehicle!!

Warranty Protection

You can buy with confidence at Phoenix Auto Finance in Mesa as we offer the BEST USED VEHICLE WARRANTY IN THE UNITED STATES as every vehicle we finance comes with the balance of factory coverage or our EXCLUSIVE 5 year/100,000 mile warranty beginning with miles at delivery covering the engine, drive train, and water pump!


Unlike other dealerships, Phoenix Auto Finance associates are not paid a commission based on the gross profit of each sale. Instead, they are paid on the number of vehicles they sell, regardless of profit. Therefore, our highest priority is assisting you in selecting the vehicle that meets your needs instead of selling you the car they can make the most money on.


Here at Phoenix Auto Finance, we know that car financing can be difficult for some of our customers. That’s why we offer our free car financing form so you can apply and receive instant credit, regardless of good or bad credit!

  • Affordable Payments that makes your monthly payments cheaper and life easier.
  • Nice Cars for Bad-Credit so you can still drive in style, making it all worthwhile.
  • Auto Loans as low as 2.49% APR


We understand that bad things happen to good people. Phoenix Auto Finance specializes in getting you financed, no matter what your credit situation is. If you are one of the millions of Americans who struggle with credit problems, we can help. We are proud to offer Guaranteed Credit Approval at Phoenix Auto Finance! It’s QUICK. It’s EASY. It’s LIFE CHANGING! Bankruptcy, late payments, divorce and repossessions as well as being a first-time car buyer are no problem.

You deserve a second (or third) chance and we can help!! Regardless of your credit score we say YES! Bad Credit, Repo’s, Foreclosure, No Credit, Bankruptcy’s ALL OK! GUARANTEED! We can approve you for credit and secure your car loan with our bank. We can also help you establish or re-establish your credit with all three credit bureaus.

In most cases, we offer service contracts and insurance included in your payment on the vehicle you select, so what are you waiting for? Let’s face it. A number of us have some financial skeletons in our closet. Being a first-time buyer, having repossessions, bankruptcy, late payments, fixed income, bad credit, no credit; it’s likely one of these is the reasons you are visiting our website.

At Phoenix Auto Finance, our goal is to help you get a fresh start, not just with getting back on the road but also either building or rebuilding your existing credit score. By making on-time payments on your car loan, you can begin the process of rebuilding your credit.

Please take a moment to fill out our online auto finance application. Here you’ll be able to securely apply for guaranteed auto loan financing quickly and easily.

The car you’ve been searching for is waiting, so challenge us. We’re ready to help you! It just takes a few minutes to be approved! Click or call now!

We are able to offer Guaranteed Credit Approval because our program is designed to help everyone to get back on track, regardless of previous credit issues. This program will help to build or rebuild your credit by reporting to the major credit bureaus on a monthly basis. The average credit increase is 100 points over a 24-month term.

All you need to drive away today

  1. Proof of income (pay stub, bank statement, canceled checks)
  2. Proof of residence (Utility bill, mailed bank statement, cell phone bill)
  3. 6-8 personal references (name, address, and phone number)
  4. Proof of full coverage insurance
  5. Valid Arizona Driver’s License

Here are some benefits of having a great credit score

  1. Ability to obtain major credit cards
  2. Higher purchasing power
  3. Obtain low-interest future loans with little to no money down
  4. Ability to purchase a home with a low-interest mortgage
  5. There are many payment options available such as weekly, bi-weekly, monthly payments, or automatic withdrawal from your checking or savings account.

Combined Shape Copy Created with Sketch.

Stop in and visit us today

We're located at 1648 E. Main Street, Mesa, AZ 85203

Saved Vehicles


You don't have any saved vehicles!

Look for this link on your favorites:


Once you've saved some vehicles, you can view them here at any time.

Contact Us


Call Now

1648 E. Main Street • Mesa, AZ 85203

Get Directions

Today's Hours:

Open Today! Sales: 11am-3pm

Service: Closed

Parts: Closed

Arizona Car Sales 33.415775, -111.794924.