Auto Financing & Car Loans in Mesa, Phoenix, Gilbert, Scottsdale & Chandler, AZ

Arizona Car Sales Auto Financing & Used Car Loans in Phoenix, Mesa, Scottsdale & Gilbert

At Arizona Car Sales, we make securing an auto loan for your next used car in Phoenix, Mesa, Scottsdale, or Gilbert simple and stress-free. Whether you’re looking for buy here pay here financing in Phoenix, low down payment options, or need financing without a credit score or social security number, we’re here to help.

We work with top lenders to provide simple auto financing for all credit situations. Whether you have bad credit, no credit, or need auto loan pre-approval, our team is committed to helping you drive away in a quality vehicle.

Why Finance with Arizona Car Sales?

Finding used car financing doesn’t have to be complicated. At Arizona Car Sales, we offer:

• Fast Auto Loan Pre-Approval – Apply online and get pre-qualified in minutes.
• Low Down Payment Options – Find affordable pre-owned vehicles that fit your budget.
• Buy Here Pay Here (BHPH) Financing – Hassle-free in-house financing available in Phoenix.
• Financing Without a Credit Score or SSN – No credit history? No problem! Apply today.
• Simple Auto Financing – Easy approval process for all buyers.

Breaking Down Why So Many Shoppers Get a Loan with Arizona Car Sales

For just a second, we want to take a moment and go over exactly why working with Arizona Car Sales is the smartest move you can make when financing a used car in Mesa.

• Strong Lender Partnerships – We work with trusted financial institutions nationwide, giving you access to the best loan options.
• Best Loan Terms – Our finance experts negotiate aggressively to secure consumer-friendly interest rates and loan terms.
• Years of Experience & Expertise – Our finance team has the knowledge to guide you through every step of the process, making car financing easy.

At the end of the day, Arizona Car Sales is the top choice when it comes to securing the best used car financing in Mesa.

Can I Apply for Financing with No Money Down?

Yes! At Arizona Car Sales, we offer zero down payment financing to qualified buyers. Some customers may even qualify for no payments for 30-60 days!

To check eligibility, apply online now or call us at 480-821-6161.

Bad Credit? No Problem!

Worried about bad credit auto loans? Unlike other dealerships, we don’t just look at your credit score—we consider your entire financial situation.

We specialize in helping customers with:

• Poor or no credit history.
• Bankruptcy, repossessions, or late payments.
• Low or no down payment needs.

Documents Needed to Secure an Auto Loan

To make the process smooth, bring these documents when applying for an auto loan:

• Valid driver’s license
• Proof of income (pay stubs, tax returns, or bank statements)
• Proof of residence (utility bill, lease agreement, or mortgage statement)
• Down payment (if applicable)
• Information for cosigner (if needed)

How Do I Apply for a Loan?

• Step 1: Fill out our secure online application.
• Step 2: Get pre-approved in minutes.
• Step 3: Choose from our huge selection of used cars.
• Step 4: Drive home in your dream car today!

Why Buy from Arizona Car Sales?

At Arizona Car Sales, we make car buying simple, transparent, and stress-free. When you finance with us, you benefit from:

• ⭐ Thousands of 5-Star Reviews
• ✅ 120+ Point Safety Inspection – Every vehicle is rigorously tested.
• 📝 Free Vehicle History Reports
• 🚗 Huge Selection of Used Cars

💻 Apply online now or visit us at Arizona Car Sales in Mesa, AZ today!