Auto Financing & Car Loans in Mesa, Phoenix, Gilbert, Scottsdale & Chandler, AZ

Open Today! Sales: 11am-3pm Call us at: 480-821-6161









Flexible Auto Financing for Every Arizona Driver at Arizona Car Sales

Navigating auto financing for your next used car, truck, or SUV in Arizona should be a straightforward and stress-free process. At Arizona Car Sales in Mesa, we are committed to providing transparent and accessible car loan options designed to fit your unique financial situation. Whether you’re in Phoenix, Chandler, Gilbert, Tempe, or anywhere in the East Valley, we’re here to help you drive away in the vehicle you deserve.

From first-time car buyers to those seeking bad credit auto loans or financing without a credit history, our dedicated finance team works tirelessly to secure competitive rates and flexible terms for all our customers.


Your Path to Car Ownership Starts Here

At Arizona Car Sales, we simplify the auto loan process so you can focus on finding your perfect ride. Discover our core financing services:

  • Easy Online Application: Start your journey from home with our secure and quick online financing application.
  • Instant Pre-Qualification: Get a clear idea of your buying power with our fast and easy pre-qualification tool.
  • Solutions for All Credit Types: We specialize in bad credit car loans, no credit auto loans, and traditional financing, ensuring everyone has an opportunity.
  • Trade-In Your Vehicle: Maximize your savings by valuing your current car towards your next purchase. Get your trade-in value instantly.
  • Comprehensive FAQs: Have questions? Our detailed Finance FAQs page has answers to common inquiries about car loans, payments, and eligibility.

Financing Solutions Tailored for You

We understand that every financial situation is unique. That’s why Arizona Car Sales offers a range of flexible auto financing options to meet your specific needs:

  • Bad Credit Auto Loans: Don’t let a low credit score hold you back. Our network of over 20 lenders is experienced in working with challenging credit histories to secure viable car loans with bad credit.
  • No Credit Car Loans: If you’re a first-time car buyer or new to the country, establishing credit can be tough. We offer no credit check auto loans (where applicable) and solutions that help you get approved and start building credit.
  • ITIN Financing: For customers without an SSN, we welcome ITIN applications and have specific programs designed to provide accessible car loans for you.
  • Low Down Payment Options: Explore our flexible down payment options, including potential for $0 down payment financing for qualified buyers, making car ownership more attainable.
  • Competitive Rates & Terms: Our finance team strives to find you the most competitive interest rates and loan terms available for your unique profile, ensuring your monthly payments are manageable.

Why Choose Arizona Car Sales for Your Auto Loan?

When it comes to car financing in Arizona, trust and transparency are paramount. Here’s why drivers choose us:

  • Local Expertise: As a leading dealership in Mesa, we understand the local market and the needs of drivers in Phoenix, Chandler, Gilbert, and Tempe.
  • Trusted Lender Network: Our strong relationships with local and national banks, credit unions, and finance companies give you more options than a single lender.
  • No-Pressure Environment: We pride ourselves on a transparent, honest, and high-pressure-free financing process. Your comfort and understanding are our priority.
  • Thousands of Happy Customers: Our reputation is built on 5-star reviews and a commitment to helping every customer find the right vehicle and financing.
  • Quick & Convenient Process: From online application to driving off the lot, we streamline every step to save you time.

Ready to Get Started?

Don’t wait to find out your financing options! Take the first step towards owning your next quality used car from Arizona Car Sales.

Contact Our Finance Team Today:

Our finance specialists are ready to answer your questions and guide you through the process.

Phone: (480) 821-6161

Address:
Arizona Car Sales
1648 E Main Street
Mesa, AZ 85203


Helpful Auto Financing Resources:

*Disclaimer: Guaranteed credit approval subject to program guidelines and lender approval. “No Payments for 90 Days” available on approved credit; interest accrues from contract date. See Arizona Car Sales for complete details and program exclusions. Terms and conditions apply.


Can I Apply for Financing with No Money Down?

Yes! At Arizona Car Sales, we offer zero down payment financing to qualified buyers. Some customers may even qualify for no payments for 30-60 days!

To check eligibility, apply online now or call us at 480-821-6161.

Bad Credit? No Problem!

Worried about bad credit auto loans? Unlike other dealerships, we don’t just look at your credit score—we consider your entire financial situation.

We specialize in helping customers with:

  • Poor or no credit history.
  • Bankruptcy, repossessions, or late payments.
  • Low or no down payment needs.

Documents Needed to Secure an Auto Loan

To make the process smooth, bring these documents when applying for an auto loan:

  • Valid driver’s license
  • Proof of income (pay stubs, tax returns, or bank statements)
  • Proof of residence (utility bill, lease agreement, or mortgage statement)
  • Down payment (if applicable)
  • Information for cosigner (if needed)

How Do I Apply for a Loan?

Why Buy from Arizona Car Sales?

At Arizona Car Sales, we make car buying simple, transparent, and stress-free. When you finance with us, you benefit from:

💻 Apply online now or visit us at Arizona Car Sales in Mesa, AZ today!

Dealer Info

Phone Numbers:Sales Hours:
  • Mon - Sat9:00 AM - 7:00 PM
  • Sun11:00 AM - 3:00 PM
Service Hours:
  • Mon - Fri8:00 AM - 5:00 PM
  • Sat - SunClosed

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Stop in and visit us today

We're located at 1648 E. Main Street, Mesa, AZ 85203

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Arizona Car Sales 33.415775, -111.794924.